Healthcare Plans
for businesses
and organizations
Our innovative and modern healthcare plans are designed with your organization’s unique healthcare needs and budget in mind.
for businesses
Why organizations partner with Align
Affordable care
Our plans provide maximum healthcare at minimal cost
Universal
Acceptance
Universal acceptance regardless of preexisting conditions
Enroll anytime
Enroll by the 20th and benefits begin the 1st of the following month
No Long Term Contracts
No long term commitments. Disenroll anytime!
Check out our plans
Virtual Plan
Total healthcare solution that bundles technology with innovative benefits
Unlimited Open Network Plan
Like your doctor? Keep your doctor with our comprehensive, network free plan
Virtual Plan
Convenient and affordable health plan that provides 24/7/365 on demand access to your own dedicated virtual primary care physician. Includes care coordination, pharmacy, lab, imaging, and worldwide emergency, surgery, and hospitalization cost protection.
- Free annual exams
- 24/7/365 unlimited access to personal virtual Primary Care Doctor
- No virtual provider copays, deductibles, hidden costs or fees
- Discounted access for specialist referrals, therapists, diagnostics, or labs
- Universal acceptance regardless of prexisting conditions
- Up to 75% savings on participating labs
- $10 copay on generic | $30 copay formulary program drugs
- $250 individual / $500 family annual deductible | $250 monthly maximum benefit
- Once limits have been reached, additional costs may qualify for HealthShare after IUA has been met. Pre-membership conditions may apply.
The initial unshareable amount, or IUA, is the amount a member must pay before expenses related to a medical need become shareable with the medical cost sharing community. After the IUA is met, additional eligible medical expenses are shareable with the community. So if you chose an IUA of $2,500 and you are hospitalized with a heart attack, you only owe the IUA. That’s it!
There is no annual or lifetime limit on eligible expenses. Members do not need to pay another IUA for any given sharing request until they are symptom free for 12 months. Additionally, members will not be responsible for more than three IUAs in a rolling 12-month period.
**Pre-membership medical conditions & maternity needs limitations my apply.
- Member Only
- Member + Spouse
- Member + Child(ren)
- Member + Family
*Add $60 for smoker
- Under 50
- Over 50
| $373.00 | $415.00 |
| $632.00 | $685.00 |
| $629.00 | $672.00 |
| $909.00 | $955.00 |
$1,000 IUA
- Under 50
- Over 50
| $304.00 | $351.00 |
| $515.00 | $556.00 |
| $512.00 | $552.00 |
| $779.00 | $819.00 |
$2,500 IUA
- Under 50
- Over 50
| $275.00 | $315.00 |
| $443.00 | $493.00 |
| $449.00 | $494.00 |
| $680.00 | $735.00 |
$5,000 IUA
- Free annual exams
- 24/7/365 unlimited access to personal virtual Primary Care Doctor
- No virtual provider copays, deductibles, hidden costs or fees
- Discounted access for specialist referrals, therapists, diagnostics, or labs
- Universal acceptance regardless of prexisting conditions
- Up to 75% savings on participating labs
- $10 copay on generic | $30 copay formulary program drugs
- $250 individual / $500 family annual deductible | $250 monthly maximum benefit
- Once limits have been reached, additional costs may qualify for HealthShare after IUA has been met. Pre-membership conditions may apply.
The initial unshareable amount, or IUA, is the amount a member must pay before expenses related to a medical need become shareable with the medical cost sharing community. After the IUA is met, additional eligible medical expenses are shareable with the community. So if you chose an IUA of $2,500 and you are hospitalized with a heart attack, you only owe the IUA. That’s it!
There is no annual or lifetime limit on eligible expenses. Members do not need to pay another IUA for any given sharing request until they are symptom free for 12 months. Additionally, members will not be responsible for more than three IUAs in a rolling 12-month period.
**Pre-membership medical conditions & maternity needs limitations my apply.
$1,000 IUA
| Under 50 | Over 50 | |
| Member Only | $373.00 | $415.00 |
| M+Spouse | $632.00 | $685.00 |
| M+Child(ren) | $629.00 | $672.00 |
| M+Spouse | $909.00 | $955.00 |
*Add $60 for smoker
$2,500 IUA
*Add $60 for smoker
| Under 50 | Over 50 | |
| Member Only | $304.00 | $351.00 |
| M+Spouse | $515.00 | $556.00 |
| M+Child(ren) | $512.00 | $552.00 |
| M+Family | $779.00 | $819.00 |
| Under 50 | Over 50 | |
| Member Only | $275.00 | $315.00 |
| M+Spouse | $443.00 | $493.00 |
| M+Child(ren) | $449.00 | $494.00 |
| M+Family | $680.00 | $735.00 |
$5,000 IUA
*Add $60 for smoker
Need an Affordable Care Act (ACA) Compliant Plan?
Unlimited Open Network
Our comprehensive Unlimited Open Network Plan allows you the freedom to choose the healthcare provider that is best for you.
Select any primary care physician or specialist in or out-of-network for the same low copay. This plan includes 100% coverage for preventive services as as outlined by the Affordable Care Act (ACA).
- Preventive and wellness covered at 100%*
- Primary care visits - $20 copay
- Specialist visits - $50 copay
- Urgent care - $50 copay
- Telehealth - general visit - $0 copay and dermatology visit - $85 copay
- May qualify for HealthShare once IUA has been met. Pre-membership conditions may apply
- Meets the criteria of an Affordable Care Act (ACA) Part A
*You can find a full list of preventive services covered by your plan at healthcare.gov/coverage/preventive-care-benefits
- Save up to 80% on retail prices and free shipping on orders over $12.95
- Copays as low as $10; no cost for ACA preventive prescriptions
- Prescription assistance program for over 1,200 medications
- Up to $150/month per Rx. Tier 1 generic: $0 copay, Tier 2 preferred brand: $25 copay, Tier 3 non-preferred: $30, Tier 4 specialty - not covered
- Once pharmacy limits have been reached, additional costs may qualify for HealthShare after IUA has been met.a
- Lab work - $10 copay in-network ($100 max per lab, up to 15 per year)
- X-Rays - $50 copay in-network ($250 max per x-ray, up to 5 per year)
- CT, MRI, Ultrasound - $200 copay in-network ($1,000 max per visit, up to 2 tests per year)
- Once lab/diagnostic copay limits have been reached, additional costs may qualify for HealthShare after IUA has been met.a
*Plan year begins June 1st. Copay limits reset every June 1st.
The initial unshareable amount, or IUA, is the amount a member must pay before expenses related to a medical need become shareable with the medical cost sharing community. After the IUA is met, additional eligible medical expenses are shareable with the community. So if you chose an IUA of $2,500 and you are hospitalized with a heart attack, you only owe the IUA. That’s it!
There is no annual or lifetime limit on eligible expenses. Members do not need to pay another IUA for any given sharing request until they are symptom free for 12 months. Additionally, members will not be responsible for more than three IUAs in a rolling 12-month period.
**Pre-membership medical conditions & maternity needs limitations my apply.
- Member Only
- Member + Spouse
- Member + Child(ren)
- Member + Family
*Add $60 for smoker
- Under 50
- Over 50
$1,000 IUA
| $519.00 | $567.00 |
| $819.00 | $869.00 |
| $824.00 | $855.00 |
| $1189.00 | $1255.00 |
- Under 50
- Over 50
$2,500 IUA
| $463.00 | $509.00 |
| $699.00 | $758.00 |
| $697.00 | $755.00 |
| $1037.00 | $1117.00 |
| $429.00 | $478.00 |
| $667.00 | $715.00 |
| $671.00 | $722.00 |
| $949.00 | $1029.00 |
- Under 50
- Over 50
$5,000 IUA
- Preventive and wellness covered at 100%*
- Primary care visits - $20 copay
- Specialist visits - $50 copay
- Urgent care - $50 copay
- Telehealth - general visit - $0 copay and dermatology visit - $85 copay
- May qualify for HealthShare once IUA has been met. Pre-membership conditions may apply
- Meets the criteria of an Affordable Care Act (ACA) Part A
*You can find a full list of preventive services covered by your plan at healthcare.gov/coverage/preventive-care-benefits
- Save up to 80% on retail prices and free shipping on orders over $12.95
- Copays as low as $10; no cost for ACA preventive prescriptions
- Prescription assistance program for over 1,200 medications
- Up to $150/month per Rx. Tier 1 generic: $0 copay, Tier 2 preferred brand: $25 copay, Tier 3 non-preferred: $30, Tier 4 specialty - not covered
- Once pharmacy limits have been reached, additional costs may qualify for HealthShare after IUA has been met.a
- Lab work - $10 copay in-network ($100 max per lab, up to 15 per year)
- X-Rays - $50 copay in-network ($250 max per x-ray, up to 5 per year)
- CT, MRI, Ultrasound - $200 copay in-network ($1,000 max per visit, up to 2 tests per year)
- Once lab/diagnostic copay limits have been reached, additional costs may qualify for HealthShare after IUA has been met.a
*Plan year begins June 1st. Copay limits reset every June 1st.
The initial unshareable amount, or IUA, is the amount a member must pay before expenses related to a medical need become shareable with the medical cost sharing community. After the IUA is met, additional eligible medical expenses are shareable with the community. So if you chose an IUA of $2,500 and you are hospitalized with a heart attack, you only owe the IUA. That’s it!
There is no annual or lifetime limit on eligible expenses. Members do not need to pay another IUA for any given sharing request until they are symptom free for 12 months. Additionally, members will not be responsible for more than three IUAs in a rolling 12-month period.
**Pre-membership medical conditions & maternity needs limitations my apply.
$1,000 IUA
| Under 50 | Over 50 | |
| Member Only | $519.00 | $567.00 |
| M+Spouse | $819.00 | $869.00 |
| M+Child(ren) | $824.00 | $855.00 |
| M+Family | $1189.00 | $1255.00 |
*Add $60 for smoker
$2,500 IUA
| Under 50 | Over 50 | |
| Member Only | $463.00 | $509.00 |
| M+Spouse | $699.00 | $758.00 |
| M+Child(ren) | $697.00 | $755.00 |
| M+Family | $1037.00 | $1117.00 |
*Add $60 for smoker
| Under 50 | Over 50 | |
| Member | $429.00 | $478.00 |
| M+Spouse | $667.00 | $715.00 |
| M+Child(ren) | $671.00 | $722.00 |
| M+Family | $949.00 | $1029.00 |
$5,000 IUA
*Add $60 for smoker
Bronze PPO MVP
This ACA Part B compliant plan offers substantial coverage for businesses with 50+ employees.
- Preventative & wellness - $0 Copay
- Telemedicine services - $0
- Primary care visit - $25 copay (up to 8 visits)
- Specialist office visit - $50 copay (up to 8 visits)
- Home health - $25 copay (limited to 10)
- Treatment for chemical use and dependency
- $0 Deductible for family/individual
- Meets the criteria of an Affordable Care Act (ACA) Part B
*You can find a full list of preventive services covered by your plan at healthcare.gov/coverage/preventive-care-benefits
- Laboratory / Radiology - $50 copay (up to 3)
- Pharmacy (subject to formulary)
- Hospitalization/inpatient surgery - $350 copay per admission (limited to 5 days/2 surgeries)
- Outpatient/free standing facility and surgery - $350 copay (1 visit)
- Emergency room services - $350 copay (1 visit)
| Member Only | $643.50 |
| M+Spouse | $913.90 |
| M+Child(ren) | $846.30 |
| M+Family | $1229.80 |
Experience healthcare a better way!
Complete the New Group Form and you can begin enrollment in 3-5 business days. Once your member portal is setup, those who enroll by the 20th of the month will have benefits the first day of the following month.
Groups with at least 10 eligible employees can add Vision/Dental Plans
Vision & Dental Plans
Businesses with 10 eligible members and a minimum of two enrollees can now add our dental or vision plans. Must be coupled with an Align Health Program.
Vision
- $150 allowance per year for frames, lenses, and/or contacts
- No network requirements. You are free to choose any licensed provider.
- $10 eye exam
- Copays waived for all services rendered at wholesale clubs, such as Costco Vision Center or Sam's Club
Dental
- No Waiting Periods
- Plan flexibility
- 100% coverage for preventive care with NO deductible
- Access to Connection Dental National PPO Network of Providers at www.ppousa.com
Frequently Asked Questions
Align Health enrollment is always open. Enroll by the 20th of the month and benefits begin on the first day of the following month.
No. Disenroll from an Align plan by the 20th to be effective for the following month.
Align offers Virtual and In-Person plans. We also have plans that are ACA Compliant. Review our plans here and contact us for more information.
Pre-membership conditions may have a waiting or phase in period. We attempt to negotiate all medical bills received and many membership types include assist with pre-negotiated medical expenses. See plan details for more information.
The Unlimied Open Network Plan is compliant with Part A of the Affordable Care Act and The Minimum Value Plan (MVP) is compliant with Part B of the Affordable Care Act. The Virtual Plan is not insurance and is not ACA compliant.
A membership-based non-insurance arrangement established for the purpose of sharing legitimate healthcare expenses between members. An IUA is the amount paid by the Member before the community shares in Medical Expenses. Member households that experience multiple needs within a 12-month rolling membership year are asked to pay up to three Initial Unshareable Amounts per year.
Check out our FAQ Page for helpful videos and for more answers to common questions