Review our healthcare plans
We offer a variety of healthcare plan options for businesses. Review our plans below to find the one that fits your organization.
Business
Healthcare Plans
Attract and retain talent with Align’s innovative, modern healthcare plans. Our solutions are designed with your organization’s unique healthcare needs and budget in mind.
Why businesses choose Align
Affordable care
Our plans provide maximum healthcare at minimal cost
Modern Plan
Choices
We offer a variety of virtual and in-person plans to choose from
Member-centric care
Our plans were created to provide our members with optimal health and wellness
Enroll anytime
Enroll by the 20th and benefits begin the 1st of the following month
Virtual Plans
Say goodbye to commutes to doctor’s offices, copays, deductibles, coinsurance and waiting rooms and say hello to our affordable and convenient virtual plans
Basic Virtual
Basic Virtual is a high-tech economical health plan that provides 24/7 on demand access to your own dedicated virtual primary care physician and care coordinator.
Plan Highlights:
As low as $95 per month
- No network required
- No virtual primary care copay, deductible, or coinsurance
- Unlimited access to a dedicated virtual primary care doctor and care coordinator
- Specialists and medical facility care coordination
- Pharmacy with generic and formulary copay
- Lab, imaging, and radiology with significant national discount
- Member assistance and mental health up to 8 paid sessions
- Secure and private self-service member portal
- Worldwide care with language translation
- Online member support
*This plan is NOT insurance and does not meet the minimum Affordable Care Act (ACA) preventative services requirements
*Medical cost sharing membership guidelines and pre-existing conditions phased in benefits apply
*Medical cost sharing membership guidelines and pre-existing conditions phased in benefits apply
Virtual & Virtual Plus
These total health plans feature the benefits of the Basic Virtual plan, coupled with Worldwide emergency, surgery, and hospitalization cost protection. Experience unlimited virtual care around the clock with a personal care coordinator and a dedicated virtual doctor. This plan also provides pharmacy, lab, imaging, mental health, and wellness. Additional wellness benefits available in the Virtual Plus plan.
Plan Highlights:
As low as $275 per month
- No network required
- No virtual primary care copay, deductible, or coinsurance
- Unlimited access to a dedicated virtual primary care doctor and care coordinator
- Specialists and medical facility care coordination
- Pharmacy with generic and formulary copay
- Lab, imaging, and radiology with significant national discount
- Member assistance and mental health
- Secure and private self-service member portal
- Worldwide care with language translation
- Online member support
- Worldwide services with language translation
- Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs
Upgrade to the Virtual Plus+ Plan for Additional Wellcare Benefits:
- Mammogram
- Colonoscopy
- Immunizations up to age 16
- One outside visit to a provider
*This plan is NOT insurance and does not meet the minimum Affordable Care Act (ACA) preventative services requirements
*Medical cost sharing membership guidelines and phased-in pre-existing benefits apply
*Medical cost sharing membership guidelines and phased-in pre-existing benefits apply
Direct Plans
Direct Primary Care plans combine both in-office and virtual care through a designated primary care doctor bundled with all the benefits of a total comprehensive plan
Direct & Direct Plus
These are total health plans with unlimited virtual care around the clock with a personal care coordinator and a dedicated physical doctor. Plans also provide pharmacy, lab, imaging, mental health/ wellness, and Worldwide emergency, surgery, and hospitalization cost protection. Additional wellness benefits available in the Direct Plus+ plan.
Plan Highlights:
As low as $335 per month
- No network required
- No virtual primary care copay, deductible, or coinsurance
- Unlimited access to a dedicated primary care doctor both in-office and virtual
- Specialists and medical facility care coordination
- Pharmacy with generic and formulary copay
- Lab, imaging, and radiology with significant national discount
- Member assistance and mental health
- Secure and private self-service member portal
- Online member support
- Worldwide services with language translation
- Worldwide medical cost share with three initial unshareable amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitaliztion, and Medical Needs
Upgrade to the Virtual Plus+ Plan for Additional Wellcare Benefits:
- Mammogram
- Colonoscopy
- Immunizations up to age 16
- One outside visit to a provider
*This plan is NOT insurance and does not meet the minimum Affordable Care Act (ACA) preventative services requirements
*Medical cost sharing membership guidelines and phased-in pre-existing benefits apply
*Medical cost sharing membership guidelines and phased-in pre-existing benefits apply
Need an Affordable Care Act (ACA) Compliant Plan?
The Network Plus and Minimum Value Plans are designed for businesses seeking quality affordable care plans that are also Affordable Care Act (ACA) compliant
Network Plus+
Network Plus plans include all of the benefits of Direct/Direct Plus with an expanded network of doctors. This plan also provides we pharmacy, lab, imaging, mental health and wellness and emergency, surgery, and hospitalization cost protection. Network Plus+ is compliant with Part A of the Affordable Care Act (ACA). Must have at least 2 employees enrolled.
Plan Highlights:
As low as $445 per month
- In-person Primary Care Provider & Specialist Copay Network
- Unlimited virtual primary care with care coordinator
- Pharmacy
- Lab, imaging, and radiology
- Mental health
- Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs
- Online member support
- Specialists and medical facility care coordination
- Mammogram
- Colonoscopy
- Immunizations up to age 16
- One free outside visit to provider
- Worldwide services with language translation
- Secure and private self-service member portal
Additional Information
*This plan DOES meet the minimum Affordable Care Act (ACA) preventative services requirements
*Medical cost sharing membership guidelines and pre-existing conditions phased in benefits apply
*Must have at least 2 eligible employees
*Medical cost sharing membership guidelines and pre-existing conditions phased in benefits apply
*Must have at least 2 eligible employees
Minimum Value Plan (MVP)
Minimum Value Plan (MVP) is designed for businesses with 50+ employees. Minimum Value Plans offer substantial coverage for inpatient hospitalization and physician services under which the plan’s share of the total allowed costs of benefits is at least 60%. Our MVP meets the criteria of an Affordable Care Act (ACA) Part B Minimum Value Plan.
Plan Highlights:
As low as $599 per month
- Preventative & wellness - $0 Copay
- Telemedicine services - $0
- Primary care visit - $25 copay (up to 8 visits)
- Specialist office visit - $50 copay (up to 8 visits)
- Laboratory / Radiology - $50 copay (up to 3)
- Urgent care - $50 copay (up to 2)
- Hospitalization/inpatient surgery - $350 copay per admission (limited to 5 days/2 surgeries)
- Outpatient/free standing facility and surgery - $350 copay (1 visit)
- Emergency room services - $350 copay (1 visit)
- Pharmacy (subject to formulary)
- Treatment for chemical use and dependency (up to
- Home health - $25 copay (limited to 10)
- $0 Deductible for family/individual
- Simple online enrollment
Additional Information
*This plan DOES meet the minimum Affordable Care Act (ACA) preventative services requirements
*Medical cost sharing membership guidelines and pre-existing conditions phased in benefits apply
*Must have at least 50 employees
*Medical cost sharing membership guidelines and pre-existing conditions phased in benefits apply
*Must have at least 50 employees
Experience Healthcare A Better Way!
Complete by the 20th of the month and benefits will begin the first day of the following month
Additional Resources
Have questions? Check out our FAQ Page for answers to common questions and for video learning.