Healthcare for
Individuals and Families
We believe individuals and families should have quality healthcare at the best price. Our products are designed with your unique healthcare needs in mind.
Why organizations partner with Align
Affordable care
Our plans provide maximum healthcare at minimal cost
Universal
Acceptance
Universal acceptance regardless of preexisting conditions
Enroll anytime
Enroll by the 20th and benefits begin the 1st of the following month
No Long Term Contracts
No long term commitments. Disenroll anytime!
Virtual Plan
Convenient and affordable health plan that provides 24/7/365 on demand access to your own dedicated virtual primary care physician. Includes care coordination, pharmacy, lab, imaging, and worldwide emergency, surgery, and hospitalization cost protection.
- Free annual exams
- 24/7/365 unlimited access to personal virtual Primary Care Doctor
- No virtual provider copays, deductibles, hidden costs or fees
- Discounted access for specialist referrals, therapists, diagnostics, or labs
- Universal acceptance regardless of prexisting conditions
- Up to 75% savings on participating labs
- $10 copay on generic | $30 copay formulary program drugs
- $250 individual / $500 family annual deductible | $250 monthly maximum benefit
- Once limits have been reached, additional costs may qualify for HealthShare after IUA has been met. Pre-membership conditions may apply.
The initial unshareable amount, or IUA, is the amount a member must pay before expenses related to a medical need become shareable with the medical cost sharing community. After the IUA is met, additional eligible medical expenses are shareable with the community. So if you chose an IUA of $2,500 and you are hospitalized with a heart attack, you only owe the IUA. That’s it!
There is no annual or lifetime limit on eligible expenses. Members do not need to pay another IUA for any given sharing request until they are symptom free for 12 months. Additionally, members will not be responsible for more than three IUAs in a rolling 12-month period.
**Pre-membership medical conditions & maternity needs limitations my apply.
- Member Only
- Member + Spouse
- Member + Child(ren)
- Member + Family
*Add $60 for smoker
- Under 50
- Over 50
| $373.00 | $415.00 |
| $632.00 | $685.00 |
| $629.00 | $672.00 |
| $909.00 | $955.00 |
$1,000 IUA
- Under 50
- Over 50
| $304.00 | $351.00 |
| $515.00 | $556.00 |
| $512.00 | $552.00 |
| $779.00 | $819.00 |
$2,500 IUA
- Under 50
- Over 50
| $275.00 | $315.00 |
| $443.00 | $493.00 |
| $449.00 | $494.00 |
| $680.00 | $735.00 |
$5,000 IUA
- Free annual exams
- 24/7/365 unlimited access to personal virtual Primary Care Doctor
- No virtual provider copays, deductibles, hidden costs or fees
- Discounted access for specialist referrals, therapists, diagnostics, or labs
- Universal acceptance regardless of prexisting conditions
- Up to 75% savings on participating labs
- $10 copay on generic | $30 copay formulary program drugs
- $250 individual / $500 family annual deductible | $250 monthly maximum benefit
- Once limits have been reached, additional costs may qualify for HealthShare after IUA has been met. Pre-membership conditions may apply.
The initial unshareable amount, or IUA, is the amount a member must pay before expenses related to a medical need become shareable with the medical cost sharing community. After the IUA is met, additional eligible medical expenses are shareable with the community. So if you chose an IUA of $2,500 and you are hospitalized with a heart attack, you only owe the IUA. That’s it!
There is no annual or lifetime limit on eligible expenses. Members do not need to pay another IUA for any given sharing request until they are symptom free for 12 months. Additionally, members will not be responsible for more than three IUAs in a rolling 12-month period.
**Pre-membership medical conditions & maternity needs limitations my apply.
$1,000 IUA
| Under 50 | Over 50 | |
| Member Only | $373.00 | $415.00 |
| M+Spouse | $632.00 | $685.00 |
| M+Child(ren) | $629.00 | $672.00 |
| M+Spouse | $909.00 | $955.00 |
*Add $60 for smoker
$2,500 IUA
*Add $60 for smoker
| Under 50 | Over 50 | |
| Member Only | $304.00 | $351.00 |
| M+Spouse | $515.00 | $556.00 |
| M+Child(ren) | $512.00 | $552.00 |
| M+Family | $779.00 | $819.00 |
| Under 50 | Over 50 | |
| Member Only | $275.00 | $315.00 |
| M+Spouse | $443.00 | $493.00 |
| M+Child(ren) | $449.00 | $494.00 |
| M+Family | $680.00 | $735.00 |
$5,000 IUA
*Add $60 for smoker
Experience healthcare a better way!
Complete by the 20th of the month and benefits will begin the first day of the following month
Frequently Asked Questions
Align Health enrollment is always open. Enroll by the 20th of the month and benefits begin on the first day of the following month.
Align offers a Virtual Primary Care plan for Individuals and Families. We have more plan options available for businesses and organizations. Contact us for more information.
Pre-existing conditions have a waiting or phase in period. We attempt to negotiate all medical bills received and many membership types include the PHCS network for pre-negotiated medical expenses. See plan details for more information.
The Virtual Plan is not ACA compliant. We do have additional plans available for Businesses and Organizations that are. Visit our Businesses and Organizations page for more information.
A membership-based non-insurance arrangement established for the purpose of sharing legitimate healthcare expenses between members. An IUA is the amount paid by the Member before the community shares in Medical Expenses. Member households that experience multiple needs within a 12-month rolling membership year are asked to pay up to three Initial Unshareable Amounts per year.
Check out our FAQ Page for helpful videos and for more answers to common questions