Individual & Family

Healthcare Plans

We believe individuals and families should have quality healthcare at the best price.  Our products are designed with your unique healthcare needs in mind. 

View Healthcare Plans

Why individuals and families choose Align

Affordable care

Our plans provide maximum healthcare at minimal cost

Modern Plan
Choices

We offer a variety of virtual and in-person plans to choose from

Member-centric care

Our plans were created to provide our members with optimal health and wellness

Enroll anytime

Enroll by the 20th and benefits begin the 1st of the following month

Getting Started

Contact Align to get set up for enrollment

Choose your plans

Ensure compliance

Understand your benefits and how to utilize them

Engage your primary care doctor

Coordinate your care

Check out our plans

Virtual Plans

Total healthcare solutions that bundle technology  with innovative benefits

Plans & Rates

Direct Plans

Comprehensive plans with  unlimited dedicated in-person primary care

Plans & Rates
Plans & Rates
Plans & Rates

Virtual Plans

Personalized affordable high-quality total healthcare solutions that bundle technology and modern medicine with innovative benefits

  • Affordable and easy to use
  • Personalized care 365/24/7
  • Enroll anytime via secure member portal
  • Includes lab/imaging discounts, pharmacy, and mental health
  • Unlimited access to dedicated primary care doctor and care coordinator
  • No virtual primary care copay, deductible, or coinsurance
  • Universal acceptance regardless of preexisting conditions
  • Optional Worldwide emergency, surgery, and hospitalization protection

As low as $95 per month

Basic Virtual

This affordable health plan provides 24/7 on demand access to your own dedicated virtual primary care physician and care coordinator with lab/imaging discounts, pharmacy, mental health, and personalized care plan.

  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  •  Online member support

As low as $275 per month

Virtual

This plan features the benefits of the Basic Virtual plan, PLUS Worldwide emergency, surgery, and hospitalization cost protection. 

  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support

PLUS

  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

As low as $326 per month

Virtual Plus+

This plan features the benefits of the Virtual plan PLUS additional wellness benefits for colonoscopy, mammogram, immunizations, and an outside visit to a provider.

  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

PLUS

  • Mammogram
  • Colonoscopy
  • Immunizations up to age 16
  • One outside visit to a provider
  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  •  Online member support
  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support

PLUS

  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs
  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

PLUS

  • Mammogram
  • Colonoscopy
  • Immunizations up to age 16
  • One outside visit to a provider

View Virtual Plans & Pricing

*These Virtual Plans are NOT insurance and do not meet the minimum Affordable Care Act (ACA) preventative services requirements
*Medical cost sharing membership guidelines and pre-existing conditions phased in benefits apply

Experience healthcare a better way!

Complete by the 20th of the month and benefits will begin the first day of the following month

Enroll Today!

Direct Plans

These are comprehensive plans with both virtual and in-office unlimited dedicated primary care

  • Affordable and easy to use
  • Personalized care available 365/24/7
  • Enroll anytime via secure member portal
  • Includes lab/imaging discounts, pharmacy, and mental health
  • Dedicated doctor and care coordinator
  • Unlimited access to a dedicated primary care doctor both in-office and virtual
  • Universal acceptance regardless of preexisting conditions
  • Optional Worldwide emergency, surgery, and hospitalization protection

As low as $335 per month

Direct

This plan includes unlimited virtual care around the clock and a dedicated physical doctor and provides pharmacy, lab, imaging, mental health/ wellness, and Worldwide emergency, surgery, and hospitalization cost protection.

  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated primary care doctor both in-office and virtual
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

As low as $382 per month

Direct Plus+

This plan features the benefits of the Direct Plan PLUS additional wellness benefits colonoscopy, mammogram, immunizations, and an outside visit to a provider.

  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated primary care doctor both in-office and virtual
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

PLUS

  • Mammogram
  • Colonoscopy
  • Immunizations up to age 16
  • One outside visit to a provider
  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated primary care doctor both in-office and virtual
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs
  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated primary care doctor both in-office and virtual
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

PLUS

  • Mammogram
  • Colonoscopy
  • Immunizations up to age 16
  • One outside visit to a provider

View Direct Plans & Pricing

*These Direct Plans are NOT insurance and do not meet the minimum Affordable Care Act (ACA) preventative services requirements
*Medical cost sharing membership guidelines and pre-existing conditions phased in benefits apply

Experience healthcare a better way!

Complete by the 20th of the month and benefits will begin the first day of the following month

Enroll Today!

Frequently Asked Questions

Align Health enrollment is always open.  Enroll by the 20th of the month and benefits begin on the first day of the following month.

Align offers Virtual and In-Person plans. We also have plans that are ACA Compliant. Review our plans here and contact us for more information.

Pre-existing conditions have a waiting or phase in period. We attempt to negotiate all medical bills received and many membership types include the PHCS network for pre-negotiated medical expenses. See plan details for more information.

The Network Plus+ Plan is compliant with Part A of the Affordable Care Act and The Minimum Value Plan (MVP) is compliant with Part B of the Affordable Care Act. The Virtual and Direct Plans are not insurance and are not ACA compliant.

A membership-based non-insurance arrangement established for the purpose of sharing legitimate healthcare expenses between members. An IUA is the amount paid by the Member before the community shares in Medical Expenses. Member households that experience multiple needs within a 12-month rolling membership year are asked to pay up to three Initial Unshareable Amounts per year.

Check out our FAQ Page for helpful videos and for more answers to common questions

GO TO FAQ PAGE