Trade Organizations
& Associations

Healthcare Plans

Trade Organizations and Associations are not considered employers so traditionally they have not been able to offer healthcare solutions for their members. Align plans are designed to give you the ability to provide affordable and comprehensive health plans for their members. 

Why trade organizations and associations partner with Align

Affordable care

Our plans provide maximum healthcare at minimal cost

Modern Plan
Choices

We offer a variety of virtual and in-person plans to choose from

Member-centric care

Our plans provide our members with optimal health and wellness

Enroll anytime

Enroll by the 20th and benefits begin the 1st of the following month

Attract more members

Increase collective bargaining power for better pricing

Getting Started

Contact Align to get set up for enrollment

Choose your plans

Ensure compliance

Understand your benefits and how to utilize them

Engage your primary care doctor

Coordinate your care

Check out our plans

Virtual Plans

Total healthcare solutions that bundle technology  with innovative benefits

Direct Plans

Comprehensive plans with  unlimited dedicated in-person primary care

Unlimited Open Network Plan

This plan includes all of the benefits of Virtual / Direct plans with an expanded network of doctors

Virtual Plans

Personalized affordable high-quality total healthcare solutions that bundle technology and modern medicine with innovative benefits

As low as $95 per month

Basic Virtual

This affordable health plan provides 24/7 on demand access to your own dedicated virtual primary care physician and care coordinator with lab/imaging discounts, pharmacy, mental health, and personalized care plan.

  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  •  Online member support

As low as $275 per month

Virtual

This plan features the benefits of the Basic Virtual plan, PLUS Worldwide emergency, surgery, and hospitalization cost protection. 

As low as $326 per month

Virtual Plus+

  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

PLUS

  • Mammogram
  • Colonoscopy
  • Immunizations up to age 16
  • One outside visit to a provider

This plan features the benefits of the Virtual plan PLUS additional wellness benefits for colonoscopy, mammogram, immunizations, and an outside visit to a provider.

  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  •  Online member support
  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support

PLUS

  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs
  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

PLUS

  • Mammogram
  • Colonoscopy
  • Immunizations up to age 16
  • One outside visit to a provider
  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated virtual primary care doctor and care coordinator
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support

PLUS

  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

*These Virtual Plans are NOT insurance and do not meet the minimum Affordable Care Act (ACA) preventative services requirements
*Medical cost sharing membership guidelines and pre-existing conditions phased in benefits apply

Experience healthcare a better way!

Complete by the 20th of the month and benefits will begin the first day of the following month

Direct Plans

These are comprehensive plans with both virtual and in-office unlimited dedicated primary care

As low as $335 per month

Direct

This plan includes unlimited virtual care around the clock and a dedicated physical doctor and provides pharmacy, lab, imaging, mental health/ wellness, and Worldwide emergency, surgery, and hospitalization cost protection.

  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated primary care doctor both in-office and virtual
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

As low as $382 per month

Direct Plus+

This plan features the benefits of the Direct Plan PLUS additional wellness benefits colonoscopy, mammogram, immunizations, and an outside visit to a provider.

  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated primary care doctor both in-office and virtual
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

PLUS

  • Mammogram
  • Colonoscopy
  • Immunizations up to age 16
  • One outside visit to a provider
  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated primary care doctor both in-office and virtual
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs
  • No network required
  • No virtual primary care copay, deductible, or coinsurance
  • Unlimited access to a dedicated primary care doctor both in-office and virtual
  • Specialists and medical facility care coordination
  • Pharmacy with generic and formulary copay
  • Lab, imaging, and radiology with significant national discount
  • Member assistance and mental health up to 8 paid sessions
  • Secure and private self-service member portal
  • Worldwide care with language translation
  • Online member support
  • Worldwide services with language translation
  • Worldwide medical cost share with three Initial Unshareable Amount (IUA) options per year per household for: Emergency, Surgery/Specialists, Hospitalization, and Medical Needs

PLUS

  • Mammogram
  • Colonoscopy
  • Immunizations up to age 16
  • One outside visit to a provider

*These Direct Plans are NOT insurance and do not meet the minimum Affordable Care Act (ACA) preventative services requirements
*Medical cost sharing membership guidelines and pre-existing conditions phased in benefits apply

Experience healthcare a better way!

Complete by the 20th of the month and benefits will begin the first day of the following month

Need an Affordable Care Act (ACA) Compliant Plan?

Unlimited Open Network Plan

As low as $429 per month

Our comprehensive Unlimited Open Network Plan provides unlimited access to Telemedicine in combination with a PPO copay for in-office primary care and specialist physician visits with the option to see any provider out-of-network at a special rate. Unlimited Open Network Plan is compliant with Part A of the Affordable Care Act (ACA).

Want to know more?

Minimum Value Plan

As low as $599 per month

This ACA Part B compliant plan offers substantial coverage for businesses with 50+ employees.

Groups with at least 10 or more can add Dental/Vision Plans

Frequently Asked Questions

Align Health enrollment is always open.  Enroll by the 20th of the month and benefits begin on the first day of the following month.

Align offers Virtual and In-Person plans. We also have plans that are ACA Compliant. Review our plans here and contact us for more information.

Pre-existing conditions have a waiting or phase in period. We attempt to negotiate all medical bills received and many membership types include the PHCS network for pre-negotiated medical expenses. See plan details for more information.

The Network Plus+ Plan is compliant with Part A of the Affordable Care Act and The Minimum Value Plan (MVP) is compliant with Part B of the Affordable Care Act. The Virtual and Direct Plans are not insurance and are not ACA compliant.

A membership-based non-insurance arrangement established for the purpose of sharing legitimate healthcare expenses between members. An IUA is the amount paid by the Member before the community shares in Medical Expenses. Member households that experience multiple needs within a 12-month rolling membership year are asked to pay up to three Initial Unshareable Amounts per year.

Check out our FAQ Page for helpful videos and for more answers to common questions